/* ============ Imprumut.uk — shared styles ============ */
:root{
  --ink:#0E2A47;
  --ink-soft:#3D5570;
  --paper:#FFFFFF;
  --mist:#F1F4F8;
  --gold:#E0A422;
  --gold-deep:#B9820F;
  --green:#1E9E5A;
  --red:#C43D3D;
  --line:#DCE3EC;
  --radius:14px;
  --maxw:1120px;
  --display:'Source Serif 4',Georgia,serif;
  --body:'Public Sans',system-ui,sans-serif;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:var(--body);color:var(--ink);background:var(--paper);line-height:1.6;font-size:16px}
img{max-width:100%;display:block}
a{color:inherit}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 24px}
h1,h2,h3{font-family:var(--display);line-height:1.15}
h2{font-size:clamp(1.55rem,3.3vw,2.3rem);font-weight:700;letter-spacing:0}
h3{font-size:1.15rem}
.eyebrow{display:inline-block;font-size:.78rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--gold-deep);margin-bottom:.7rem}
.section{padding:64px 0}
.section.alt{background:var(--mist)}
.section.dark{background:linear-gradient(160deg,var(--ink) 0%,#123A63 100%);color:#fff}
.section.dark h2{color:#fff}
.section.dark .eyebrow{color:var(--gold)}
.section.dark .lead{color:#C7D5E5}
.lead{color:var(--ink-soft);max-width:62ch}
:focus-visible{outline:3px solid var(--gold);outline-offset:2px;border-radius:4px}

/* Top bar */
.topbar{background:var(--ink);color:#fff;font-size:.82rem;padding:7px 0}
.topbar .wrap{display:flex;justify-content:space-between;align-items:center;gap:12px;flex-wrap:wrap}
.topbar a{color:#fff;text-decoration:none;font-weight:600}
.topbar a:hover{text-decoration:underline}
.topbar .socials{display:flex;gap:14px}

/* Header / nav */
header.site{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.navbar{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:12px 0}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none}
.brand .mark{width:46px;height:46px;flex:0 0 46px;border-radius:12px;background:var(--ink);color:var(--gold);display:grid;place-items:center;font-family:var(--display);font-weight:800;font-size:1.5rem;line-height:1}
.brand-text{display:flex;flex-direction:column;line-height:1.05}
.brand-name{font-family:var(--body);font-weight:800;font-size:1.5rem;letter-spacing:-.02em;color:var(--ink)}
.brand-name em{font-style:normal;color:var(--gold-deep)}
.brand-sub{font-size:.62rem;font-weight:700;letter-spacing:.22em;text-transform:uppercase;color:var(--ink-soft);margin-top:4px}
nav.main{display:flex;gap:2px;flex-wrap:wrap}
nav.main a{text-decoration:none;font-weight:600;font-size:.88rem;color:var(--ink-soft);padding:8px 11px;border-radius:8px;transition:.15s}
nav.main a:hover{background:var(--mist);color:var(--ink)}
nav.main a.active{color:var(--ink);background:var(--mist)}
.nav-cta{background:var(--gold);color:var(--ink)!important;font-weight:700}
.nav-cta:hover{background:var(--gold-deep)!important;color:#fff!important}
.menu-toggle{display:none;background:none;border:1px solid var(--line);border-radius:8px;padding:8px 12px;font:inherit;font-weight:700;cursor:pointer}

/* Page header (inner pages) */
.page-head{background:linear-gradient(160deg,var(--ink) 0%,#123A63 65%,#16457A 100%);color:#fff;padding:56px 0;position:relative;overflow:hidden}
.page-head::after{content:"£";position:absolute;right:-20px;bottom:-110px;font-family:var(--display);font-size:18rem;font-weight:800;color:rgba(255,255,255,.05);line-height:1;pointer-events:none}
.page-head h1{font-size:clamp(2rem,4.5vw,3rem);font-weight:700;letter-spacing:0;max-width:24ch;position:relative;z-index:1}
.page-head p{color:#C7D5E5;max-width:60ch;margin-top:.8rem;position:relative;z-index:1}

/* Hero (homepage) */
.hero{background:linear-gradient(160deg,var(--ink) 0%,#123A63 60%,#16457A 100%);color:#fff;padding:76px 0 88px;position:relative;overflow:hidden}
.hero::after{content:"£";position:absolute;right:-40px;bottom:-90px;font-family:var(--display);font-size:26rem;font-weight:800;color:rgba(255,255,255,.05);line-height:1;pointer-events:none}
.hero .wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:center;position:relative;z-index:1}
.hero h1{font-size:clamp(2.2rem,5vw,3.4rem);font-weight:700;letter-spacing:0;margin-bottom:1rem}
.hero h1 em{font-style:normal;color:var(--gold)}
.hero p{color:#C7D5E5;max-width:52ch;margin-bottom:1.4rem}
.hero .note{font-size:.85rem;color:#9FB4CB}
.path-card{background:#fff;color:var(--ink);border-radius:var(--radius);padding:28px;box-shadow:0 24px 60px rgba(3,15,30,.35)}
.path-card h3{margin-bottom:.35rem}
.path-card>p{color:var(--ink-soft);font-size:.9rem;margin-bottom:1.1rem}
.path{display:flex;align-items:center;justify-content:space-between;gap:12px;text-decoration:none;border:1px solid var(--line);border-radius:10px;padding:14px 16px;font-weight:700;margin-bottom:10px;transition:.15s}
.path small{display:block;font-weight:500;color:var(--ink-soft);font-size:.8rem}
.path .arrow{color:var(--gold-deep);font-size:1.1rem;transition:transform .15s}
.path:hover{border-color:var(--gold);background:#FFF9EC}
.path:hover .arrow{transform:translateX(4px)}
.path-card .alt-link{display:block;text-align:center;font-size:.85rem;font-weight:600;color:var(--ink-soft);margin-top:6px}

/* Banner */
.banner{background:var(--gold);color:var(--ink)}
.banner .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:14px 24px;flex-wrap:wrap}
.banner strong{font-weight:800}
.banner a{font-weight:700;text-decoration:none;background:var(--ink);color:#fff;padding:9px 18px;border-radius:8px;white-space:nowrap}
.banner a:hover{background:#123A63}

/* Buttons */
.btn{display:inline-block;text-decoration:none;font-weight:700;padding:13px 24px;border-radius:10px;transition:.15s;font-size:.95rem;border:0;cursor:pointer}
.btn-gold{background:var(--gold);color:var(--ink)}
.btn-gold:hover{background:var(--gold-deep);color:#fff}
.btn-green{background:var(--green);color:#fff}
.btn-green:hover{background:#177A45}
.btn-ghost{border:2px solid var(--ink);color:var(--ink);background:transparent}
.btn-ghost:hover{background:var(--ink);color:#fff}
.btn-navy{background:var(--ink);color:#fff}
.btn-navy:hover{background:#123A63}

/* Loan overview stat cards */
.stat-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:20px;margin-top:2rem}
.stat-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;display:flex;flex-direction:column;gap:8px}
.stat-card.featured{border:2px solid var(--gold);position:relative}
.stat-card.featured::before{content:"Recomandat";position:absolute;top:-12px;left:20px;background:var(--gold);color:var(--ink);font-size:.7rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase;padding:3px 10px;border-radius:6px}
.stat-card h3{font-size:1.02rem;min-height:2.5em}
.stat-card .rate{font-family:var(--display);font-size:1.7rem;font-weight:800;color:var(--ink)}
.stat-card .rate small{font-family:var(--body);font-size:.75rem;font-weight:700;color:var(--ink-soft);display:block;letter-spacing:.04em;text-transform:uppercase}
.meter{height:8px;background:var(--mist);border-radius:4px;overflow:hidden}
.meter span{display:block;height:100%;background:var(--green);border-radius:4px}
.stat-card .chance{font-size:.82rem;font-weight:700;color:var(--ink-soft)}
.stat-card a{margin-top:auto;text-align:center;font-size:.85rem;font-weight:700;text-decoration:none;color:var(--gold-deep)}
.stat-card a:hover{text-decoration:underline}

/* Detail / criteria blocks */
.loan-detail{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:32px;margin-top:28px}
.loan-detail.featured{border:2px solid var(--gold);background:#FFFDF6}
.loan-detail h3{font-size:1.3rem;margin-bottom:.3rem}
.loan-detail .tagline{color:var(--ink-soft);font-size:.9rem;margin-bottom:1.2rem}
.loan-detail h4{font-family:var(--display);font-size:.95rem;margin:1.1rem 0 .5rem}
.criteria{list-style:none;counter-reset:crit}
.criteria li{counter-increment:crit;position:relative;padding:8px 0 8px 42px;border-bottom:1px dashed var(--line);font-size:.95rem}
.criteria li:last-child{border-bottom:0}
.criteria li::before{content:counter(crit);position:absolute;left:0;top:8px;width:28px;height:28px;border-radius:50%;background:var(--mist);color:var(--ink);font-weight:800;font-size:.8rem;display:grid;place-items:center;font-family:var(--body)}
.benefits{list-style:none}
.benefits li{position:relative;padding:6px 0 6px 30px;font-weight:600;font-size:.95rem}
.benefits li::before{content:"✓";position:absolute;left:0;color:var(--green);font-weight:800}
.amount{display:inline-block;background:var(--ink);color:#fff;font-family:var(--body);font-weight:800;padding:8px 16px;border-radius:8px;margin:1rem 0;font-size:.95rem}
.amount b{color:var(--gold)}
.loan-detail .actions{margin-top:1rem;display:flex;gap:12px;flex-wrap:wrap}
.fine{font-size:.78rem;color:var(--ink-soft);font-style:italic;margin-top:1rem}
.update-pill{display:inline-block;background:var(--red);color:#fff;font-size:.75rem;font-weight:800;letter-spacing:.06em;text-transform:uppercase;padding:4px 12px;border-radius:20px;margin-bottom:.8rem}

/* Course promo */
.course-promo{background:var(--ink);color:#fff;border-radius:var(--radius);padding:36px;display:grid;grid-template-columns:1fr auto;gap:24px;align-items:center;margin-top:40px}
.course-promo h3{color:var(--gold);margin-bottom:.4rem}
.course-promo p{color:#C7D5E5;font-size:.93rem;max-width:60ch}

/* Help CTA */
.help-cta{text-align:center}
.help-cta h2{margin-bottom:.6rem}
.help-cta .actions{display:flex;gap:14px;justify-content:center;flex-wrap:wrap;margin-top:1.4rem}

/* Video frames */
.video-frame{border-radius:var(--radius);overflow:hidden;box-shadow:0 18px 48px rgba(14,42,71,.18);aspect-ratio:16/9;background:#000}
.video-frame iframe,.video-frame video{width:100%;height:100%;border:0}
.split{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}
.videos{display:grid;grid-template-columns:1fr 1fr;gap:32px;margin-top:2rem}
.videos p{margin-top:1rem;color:var(--ink-soft);font-size:.95rem}

/* Cards page */
.card-offer{display:grid;grid-template-columns:300px 1fr;gap:32px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;margin-top:28px;align-items:center}
.card-offer .visual{border-radius:10px;overflow:hidden}
.card-offer h3{font-size:1.25rem;margin-bottom:.4rem}
.card-offer .req{font-size:.85rem;font-weight:700;color:var(--gold-deep);margin-bottom:.8rem}

/* Steps (credit score) */
.steps{counter-reset:step;margin-top:1.5rem}
.step{counter-increment:step;position:relative;padding:20px 0 20px 64px;border-bottom:1px solid var(--line)}
.step:last-child{border-bottom:0}
.step::before{content:counter(step);position:absolute;left:0;top:20px;width:44px;height:44px;border-radius:12px;background:var(--ink);color:var(--gold);font-family:var(--body);font-weight:800;font-size:1.2rem;display:grid;place-items:center}
.step h3{font-size:1.05rem;margin-bottom:.3rem}
.step p{color:var(--ink-soft);font-size:.95rem}

/* Contact page */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px;margin-top:2rem}
.contact-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px}
.contact-card h3{margin-bottom:.5rem}
.contact-card p{color:var(--ink-soft);font-size:.92rem;margin-bottom:1rem}

/* Testimonials gallery */
.gallery{display:flex;gap:16px;overflow-x:auto;scroll-snap-type:x mandatory;padding:8px 4px 20px;-webkit-overflow-scrolling:touch}
.gallery::-webkit-scrollbar{height:8px}
.gallery::-webkit-scrollbar-thumb{background:var(--line);border-radius:4px}
.gallery figure{flex:0 0 260px;scroll-snap-align:start;border-radius:12px;overflow:hidden;border:1px solid var(--line);background:#fff}
.gallery img{width:100%;height:100%;object-fit:cover}
.gal-nav{display:flex;gap:10px;justify-content:flex-end;margin-bottom:12px}
.gal-nav button{width:42px;height:42px;border-radius:50%;border:1px solid var(--line);background:#fff;font-size:1.1rem;cursor:pointer;color:var(--ink);transition:.15s}
.gal-nav button:hover{background:var(--ink);color:#fff}

/* Partner */
.partner-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:24px;margin-top:2rem;align-items:stretch}
.partner{background:var(--ink);color:#fff;border-radius:var(--radius);padding:40px;display:flex;flex-direction:column;justify-content:space-between;gap:24px;align-items:flex-start}
.collab{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;display:grid;grid-template-columns:190px 1fr;gap:24px;align-items:center}
.collab img{border-radius:12px;border:1px solid var(--line);box-shadow:0 10px 28px rgba(14,42,71,.14)}
.collab p{color:var(--ink-soft);font-size:.93rem}
.partner p{color:#C7D5E5;font-size:.95rem}
.partner h2{color:#fff;margin-bottom:.6rem}

/* Articles */
.article{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:40px;margin-top:32px}
.article h2{margin-bottom:1rem}
.article h3{margin:1.6rem 0 .5rem;font-size:1.1rem}
.article p{color:var(--ink-soft);margin-bottom:.8rem}
.article ul{margin:0 0 .9rem 1.3rem;color:var(--ink-soft)}
.article li{margin-bottom:.25rem}
.article strong{color:var(--ink)}

/* Footer */
footer.site{background:#0A1F35;color:#B9C8DA;font-size:.85rem}
footer.site .wrap{padding:56px 24px 32px}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:40px;margin-bottom:36px}
footer.site h4{color:#fff;font-family:var(--body);font-weight:800;font-size:.9rem;letter-spacing:.05em;text-transform:uppercase;margin-bottom:.9rem}
footer.site a{color:#B9C8DA;text-decoration:none}
footer.site a:hover{color:#fff;text-decoration:underline}
footer.site ul{list-style:none}
footer.site li{margin-bottom:.5rem}
.foot-brand{margin-bottom:1rem}
.foot-brand .mark{background:var(--gold);color:var(--ink)}
.foot-brand .brand-name{color:#fff}
.foot-brand .brand-name em{color:var(--gold)}
.foot-brand .brand-sub{color:#8FA3BA}
.disclaimer{border-top:1px solid rgba(255,255,255,.12);padding-top:24px;font-size:.76rem;line-height:1.65;color:#8FA3BA}
.disclaimer p{margin-bottom:.8rem}
.badges{display:flex;gap:14px;flex-wrap:wrap;align-items:stretch;margin:24px 0}
.badges span{display:grid;place-items:center;background:#fff;border-radius:12px;padding:10px 18px}
.badges img{height:56px;width:auto}
.foot-bottom{display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap;margin-top:24px;padding-top:18px;border-top:1px solid rgba(255,255,255,.12)}

/* Responsive */
@media(max-width:900px){
  .brand .mark{width:40px;height:40px;flex-basis:40px;font-size:1.3rem}
  .brand-name{font-size:1.25rem}
  .hero .wrap,.split,.contact-grid,.videos,.foot-grid{grid-template-columns:1fr}
  .hero{padding:56px 0 68px}
  .partner-grid,.collab,.course-promo,.card-offer{grid-template-columns:1fr}
  .collab img{max-width:230px;margin:0 auto}
  .card-offer .visual{max-width:320px}
  nav.main{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);flex-direction:column;padding:12px 24px 20px}
  nav.main.open{display:flex}
  .menu-toggle{display:block}
}
@media(prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *{transition:none!important}
}

/* Founder portrait */
.founder{max-width:400px;margin:0}
.founder img{border-radius:var(--radius);box-shadow:0 18px 48px rgba(14,42,71,.22);border-bottom:5px solid var(--gold)}
.founder figcaption{margin-top:14px;line-height:1.35}
.founder figcaption strong{display:block;font-family:var(--display);font-size:1.1rem;color:var(--ink)}
.founder figcaption span{font-size:.82rem;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--ink-soft)}
@media(max-width:900px){.founder{margin:0 auto}}

/* TikTok vertical embed */
.tiktok-frame{max-width:340px;margin:0 auto;border-radius:var(--radius);overflow:hidden;box-shadow:0 18px 48px rgba(14,42,71,.18);background:#000}
.tiktok-frame iframe{width:100%;height:600px;border:0;display:block}